Praise be to Allah, the Lord of the worlds.
The meaning of fatwa is that a person who acquires knowledge changes the scholar's opinion on a particular issue without having to make his own decision. That is, he does not study the issue himself, but knows the opinion of an expert. For example, someone might come and say, "O scholar, I have found out that the bank is offering me a great deal." What is your ruling on this in Russia?You might say, "By Allah I have not researched...